Employee Benefits and Pension Plans

Benefits Consulting Services Overview

This overview provides a summary of our services and also outlines the additional advantages of working with our Group Benefits Consultants.  If your goal is to protect your corporate interests, increase employee compensation to attract and retain key employees, or offset much of the administration and reporting with current group clients, a Group Benefits consultant can help.

Client Plan Review & Analysis

Our Group Benefits consultants will provide an initial benefits plan analysis for all new group clients. This includes a review of policy contracts, benefits, alternative plan design recommendations, comparative cost analysis and insurance service review.

Recommendations for Executives & Key Employees

Group Benefits may lead to discussions regarding enhanced protection for Owners, Executives, and Key Employees.  Topics may include, Health Care Spending Accounts, Disability top ups, Buy / Sell funding, Key Person Insurance, Long-Term Care coverage, and Critical Illness.  Please contact us for more information.

Renewal Negotiation with Insurer

Our Group Benefits consulting thoroughly reviews clients’ annual renewals and will negotiate with the insurance company to ensure the requested premium adjustment is justified based on plan member demographic changes, claims experience, credibility, and insurer expenses.

Policy Service – Claims & Billing Inquiries

Our staff provides a high level of service to our group clients throughout the policy year.  Company administrators have access to our client service representatives for all benefits related matters including claims and billing statement inquires.

For more information on Pension Plans and Group RRSP’s please contact us to schedule an appointment.